Prepaid Credit Cards for College Students

Using prepaid credit cards for college students is a great way for kids to have money for expenses, while the parents still control the money. It is also a great way for a college student to learn how to budget while experiencing life out on his/her own. This is the first time, in most cases, kids are out on their own and it is easy to get lured into spending more than you have.

Getting a prepaid credit card for students is a healthy way to help college students establish healthy financial patterns. It is also a great way to give them a chance to prove their financial responsibility to you before they get a real credit card.

prepaid credit card for college students

A prepaid credit card I was recently introduced to is Card.com. To be honest, I was not very familiar with prepaid credit cards prior to working with Cards.com. The only thing I was told in the past about prepaid credit cards was through a past employer who said those with this type of card usually have bad credit. Come to find out, that is not always the case.

Prepaid Credit Cards for College Students

Besides getting prepaid credit cards for college students, here are some other good reasons to use this type of card:

  • If you tend to overspend on some things, this is a good way to keep those expenditures in check.
  • If you travel, carrying a prepaid credit card instead of cash is safer and easier to manage.
  • To set up your emergency fund on. Instead of having a traditional credit card for emergencies, have this card loaded and tucked away. Having an open credit card may be too tempting to not use, and would be easy to rack up debt. Plus, since an emergency card can go unmonitored, it may be more susceptible to identity theft.

There are some great perks for using Card.com, as opposed to some of the other available prepaid credit cards.

  • It is free to order, activate and load
  • There is a free application and check deposits from your smartphone
  • Free direct deposit
  • Free card-to-card transfers, any time, anywhere, in seconds
  • No overdraft fees — never goes negative!
  • Safer than cash – 24/7 support, Visa fraud protection and 100% FDIC insurance on funds
  • No debt, financially responsible, no interest/credit/APRs
  • No credit check and approval in seconds
  • 22,000 in-network ATMs
  • Thousands of cool, unique card designs to choose from, including brands like: Garfield, Popeye, Betty Paige, James Dean, Care Bears, Walking Dead, Star Trek, Autism Awareness, Breast Cancer Research, Shark Week, Where’s Waldo, Doodle Jump, THree Stooges, Nancy Drew, etc.

Since I love my bacon, I chose a prepaid credit card with Bacon on it! There are so many fun designs to chose from though; it really was the most challenging part of setting this up!

prepaid credit cards for college students

There is a $5.95 monthly fee, which is waive when you direct deposit over $800 on the card in the previous 30 days. The fee is the same as the Walmart prepaid card and way less than many of their competitors. It is also much less than over-drafting your bank account, paying for a checking account or using a credit card.

Here are just a few of the many other designs to choose from:

If you like to showcase the state you are from, there are different skylines and sports from major cities across the U.S.

prepaid credit cards for college students

Chicago Skyline

You may prefer to have a picture of an animal. There are many of those to choose from too!

prepaid credit cards for college students

French Bulldog

Are there causes that are close to your heart? There are designs to choose from for that too.

prepaid credit cards for college students

Breast Cancer Awareness

Maybe you just really like Mustaches. 🙂

prepaid credit cards for college students

The Moostache!

Whatever your desire, I’m sure they have it! To see more information for yourself and check out more of their amazing card designs, please visit them at Card.com.

This post is a sponsored post. I received a prepaid Visa debit card of my choice from Card.com through a Sverve campaign.

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About the Author

I am a work from home mom who dearly loves her 15-year-old daughter, 11-year-old boy/girl twins, and husband. I love my life and feel very blessed by what God has provided for me.

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